How Much is Disability Insurance Going to Cost Me? According to the Council for Disability Awareness, one out of every four 20-year-olds will become disabled before hitting retirement age. This form of disability can be caused by a short-term illness or accident. These individuals will, however,...
What’s the Best Type of Disability Insurance for Dentists? Choosing dentistry as a profession can be a costly decision. The estimated student debt for a dental school graduate was approximately $285,000. That is a significant investment in your dental career. Dental disability insurance will help you...
Which is the Best Disability Insurance For Doctors? It seems odd that medical doctors need physicians disability insurance, especially since the chances of being crushed by breeze blocks, or ran over by a truck, seems ever so less likely for a doctor, than perhaps for somebody...
What is disability insurance? Disability insurance exists to protect your paycheck. Offering you the utmost financial/ income protection in the face of the unexpected. This type of coverage will replace your monthly income should you become unable to work due to illness or injury. This can provide...
Many of us are aware of the need for disability insurance. This means we can understand both its importance and what it is intended for. It is easy to understand that disability insurance exists in case something were to happen to us. It is essentially...
Do I Even Need Disability Insurance? Let's face it; everyone works hard and spends years mastering the skills needed to earn a living. From completing specialized education, qualifying interviews, negotiating stipends, to endeavoring to earn promotions, we do everything to prove ourselves as a dedicated worker and...
What are the Two Types of Disability Insurance? If someone in your life has ever experienced a debilitating health issue, you understand the financial hardships that may result. Often, serious health complications can leave someone unable to work for weeks, months, even years. No one can...
What’s the Technical Difference Between Short- and Long-term Disability Insurance? Distinctions Between Short-term and Long-Term Disability Insurance Policies Every individual who finds themselves as the sole provider or a household contributor should invest in disability insurance. This type of insurance policy provides compensation for potential income loss...
What’s the Difference Between Disability Insurance and Long-term Care Insurance? Did you know that medical bills are partly responsible for approximately 2/3 of all bankruptcy filings? The American Journal of Public Health reported the primary issues are high healthcare costs and work absences due to illness...
Are My Disability Insurance Benefits Taxed? Disability coverage is a crucial component of many people’s insurance portfolios, as this coverage protects you from the possibility of income loss due to a long-term or short-term injury or disability. While there are some variables regarding coverage amounts, disability...