Saving for retirement can be a stressful process. How much money do you need? How many years do you need to plan for? What happens if you run out of retirement income? While these can be nerve-racking questions to consider, there are ways to prepare...
Who Needs to Buy Long-Term Care Insurance? One of the greatest possible budget busters of retirement is being slammed with excessive costs for a nursing home stay. That is why buying insurance to cover a majority of the expenses of in-home treatment, assisted living, or a...
Comparing Auto Insurance Quotes Choosing the correct auto insurance policy can be as frustrating as it is perplexing. How can one be sure they are getting the best price that is suitable for their needs? Especially when you consider the complicated jargon and unpredictable pricing options. Car...
How Much Term Insurance to Buy? Term life insurance simply means that it is valid for a fixed number of years, or term. The insurance provider will pay out the death benefit if you die before the term expires (another way of saying death benefit payout)....
How Much Does Term Life Insurance Cost? Life insurance covers your family financially if you die and are no longer able to support them. A term life insurance policy would provide you with the most coverage for the least amount of money. Term life insurance, also...
What Is Indexed Universal Life Insurance? There is no better way to provide for your loved ones after you’re gone than acquiring a robust life insurance policy. This ensures that your beneficiaries won’t have to lower their standard of living after you’re gone. However, there are...
What’s the Difference Between Disability Insurance and Long-term Care Insurance? Did you know that medical bills are partly responsible for approximately 2/3 of all bankruptcy filings? The American Journal of Public Health reported the primary issues are high healthcare costs and work absences due to illness...
Which Factors Affect Disability Premiums? Disability insurance – also referred to as income protection insurance – provides a replacement income should the insured become disabled and unable to work. The amount of coverage is designed to provide a reasonable income replacement while still encouraging people to...