Hybrid LTC Overview Hybrid Long-Term Care Insurance When someone passes away suddenly, a conventional life insurance policy pays out the death premium to the beneficiaries. However, some laws have riders that allow you to use the death payout to help you financially while you are still alive....

Meta Description: Learn how different hybrid long-term care insurance companies stack up against each other. Comparison of Hybrid Long-Term Care Insurance Companies The American Association of Retired Persons (AARP) revealed that almost 70 percent of people aged 65 would need long-term care (LTC) one day. It is likely that...

How Much Does Hybrid LTC Cost Americans nearing retirement age now have more options for long-term care insurance. In the event that you need Long-Term Care, the Hybrid Long-Term Care Insurance policy will cover four forms of care: Health Care at Home Supported Living Facilities Homes for the Elderly Day...

Why Buy Hybrid LTC Over the Traditional LTC? When the baby boomer generation continues to mature, the issue of what to do with long-term care costs is only becoming more significant. With a national median cost of $8,500 per month for a private room in a...

Finding the Perfect Hybrid LTC Policy No one wants to imagine themselves or their loved ones needing long-term treatment for an illness. However, as retirement age approaches, it is vital to plan for the future. You may have questions or concerns about long-term care plans and...