Is Long-Term Care Insurance Tax-Deductible? No one enjoys thinking about long-term care insurance. After all, the idea that you may someday need assistance carrying out everyday tasks — like getting dressed, preparing and eating food, and showering or bathing — is far from pleasant. However, it’s...
How Much Will My Homeowners Insurance Cost? When you buy a new home, homeowners insurance is one of the most essential purchases you need to make. A homeowners policy provides a layer of financial protection for your home, the property you store inside it, and the...
Considering Long-Term Insurance? If you are caring for a parent, spouse, sibling, other family member or close friend, you may need to consider long-term care at some point. An assisted living facility, a nursing home, at-home care, or other forms of paid long-term facilities are examples...
What are the Pros and Cons of Long-Term Care Insurance? There are several advantages and disadvantages to consider when deciding whether to purchase long-term care insurance. We have compiled a list of pros and cons that cover the most important points to consider when deciding whether...
Do You Require Car Insurance? If you own a car, you almost certainly have car insurance. Most states in the U.S. require drivers to have a minimum amount of insurance. Even in the two states where car insurance is not mandatory by law, drivers must be...
Finding the Perfect Hybrid LTC Policy No one wants to imagine themselves or their loved ones needing long-term treatment for an illness. However, as retirement age approaches, it is vital to plan for the future. You may have questions or concerns about long-term care plans and...
Who Should Buy Term Life Insurance? Young people don’t normally think about life insurance. They think about purchasing a home, starting a family, and earning a high income. Nevertheless, these life ambitions are plenty reason to consider purchasing life insurance in your 20s and 30s. What...
What is disability insurance? Disability insurance exists to protect your paycheck. Offering you the utmost financial/ income protection in the face of the unexpected. This type of coverage will replace your monthly income should you become unable to work due to illness or injury. This can provide...
Do I Even Need Disability Insurance? Let's face it; everyone works hard and spends years mastering the skills needed to earn a living. From completing specialized education, qualifying interviews, negotiating stipends, to endeavoring to earn promotions, we do everything to prove ourselves as a dedicated worker and...
How Can I Get Tax-Free Income on Whole Life Insurance? Life insurance is one of the best ways to provide for your loved ones after you’re gone. With a strong life insurance policy, you can leave your beneficiaries a tax-free windfall to help them deal with...