Did You Know? The average disability claim lasts nearly 13 months, and disability-related mortgage foreclosures occur 16 times more often than death-related foreclosures. Despite this, more than 40% of full-time jobs do not have disability insurance to protect against income loss in the event of a...
How Much Disability Insurance Do I Need? You should have enough coverage to survive off if you happen to lose your job while being disabled. You should also take into account your bills and loan payments too. Disability insurance is designed to protect you from the financial...
What’s the Best Way to Buy Disability Insurance? Disability insurance policies do not insure disabilities or illnesses. However, what it does protect is your wages. That is why many industry professionals refer to it as disability income insurance. Working and earning money is most definitely your...
What are the Building Blocks that Make Up a Disability Policy? Disability Insurance may be thought of as financial security for your most precious asset: your ability to work and make a living. Your residence is covered by homeowner’s insurance. Car insurance safeguards the vehicle you...
Which Factors Affect Disability Premiums? Disability insurance – also referred to as income protection insurance – provides a replacement income should the insured become disabled and unable to work. The amount of coverage is designed to provide a reasonable income replacement while still encouraging people to...
What are the Best Disability Insurance Companies? Are you looking for the best disability insurance company? The best match can be determined by accessing cost, policy features, and your profession. Disability insurance is often overlooked when someone begins putting together their financial plan. Many individuals obtain disability...
Meta Description: Learn what disability insurance is and how different disability insurance companies stack up against each other to make the right decision. A Review of Disability Insurance and Companies If you think your most valuable asset is your house, retirement account, or car, you’d better think...